Last week’s economic reporting included readings on the Fed’s interest rate decision, S&P Case-Shiller’s Home Price Indices, sales of new homes, and pending home sales. Weekly readings on mortgage rates and jobless claims were also released. The Federal Reserve raised its target interest rate range to 5.25 to 5.50 percent; this announcement signaled that rates for home loans and unsecured credit would also rise. S&P Case-Shiller Reports Slower Home Price Growth in … [Read more...]
The Impact of Your Employment History on Mortgage Approval
When it comes to applying for a mortgage, lenders take various factors into account to determine your eligibility. One crucial aspect they consider is your employment history. Your employment history provides lenders with valuable insights into your financial stability, income consistency, and ability to repay the loan. Lenders evaluate your income consistency to ensure that you have a reliable source of funds to cover your mortgage payments. They typically request pay stubs, W-2 forms, and tax … [Read more...]
Transforming Your Space One Project at a Time
When it comes to home improvements, many homeowners are opting for the do-it-yourself (DIY) approach. DIY home improvements not only allow you to save money but also provide a sense of accomplishment and personalization. Whether you're fixing a leaky faucet or renovating an entire room, taking on home improvement projects can have numerous benefits that extend beyond physical transformation. Cost Savings: One of the most compelling reasons to tackle DIY home improvements is the potential for … [Read more...]
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