Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho February 24, 2026

The Homebuying Decision Fatigue Nobody Warns You About

Buying a home requires dozens of decisions in a short period of time. Buyers compare properties, analyze numbers, gather documentation, respond to lender requests, negotiate terms, and imagine future scenarios all at once. What many do not anticipate is the mental exhaustion that follows. Decision fatigue can quietly influence choices, causing buyers to rush, oversimplify, or second guess themselves. Recognizing this pattern helps buyers maintain clarity and confidence throughout the mortgage … [Read more...]

Filed Under: Mortgage Tagged With: Buyer Clarity, Home Buying Process, Smart Decisions

Bob Ramalho February 23, 2026

What’s Ahead For Mortgage Rates This Week – February 23rd, 2026

The Federal Reserve’s preferred inflation indicator has come in showing that inflation is still running hotter than expected. This creates a difficult position for the Federal Reserve as it tries to balance interest rate cuts while managing inflation at the same time. Despite previous rate adjustments, inflation has remained stubbornly high. It remains to be seen whether any monetary policy will be able to curb the recent trend as it stands. This was also accompanied by a 0.4% increase in … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho February 20, 2026

Evaluating a Fixer Upper Beyond the Cosmetic

Fixer uppers attract buyers looking for value, personalization, and long term upside. The idea of transforming a property into something uniquely yours is compelling. However, not all renovation opportunities are created equal. The real skill in buying a fixer upper is distinguishing between manageable cosmetic upgrades and deeper structural or functional limitations that can quietly erode your budget and timeline. Cosmetic Versus Structural ChangesPaint, flooring, light fixtures, cabinet … [Read more...]

Filed Under: Home Buying Tips Tagged With: Fixer-Upper, Home Buying Tips, Smart Renovation

Bob Ramalho February 19, 2026

Buying the Block, Not Just the House

Most buyers focus intensely on the house itself. Bedrooms, finishes, layout, and upgrades dominate attention. But long-term satisfaction often has less to do with the house and more to do with the immediate block around it. Micro Location Matters More Than You ThinkTwo homes in the same general area can feel completely different depending on their exact location. A home near a neighborhood entrance may experience more traffic. A property backing to open space may feel quieter. Corner lots, cul … [Read more...]

Filed Under: Real Estate Tips Tagged With: Neighborhood Strategy, Real Estate Tips, Smart Home Buying

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Recent Articles

  • The Homebuying Decision Fatigue Nobody Warns You About
  • What’s Ahead For Mortgage Rates This Week – February 23rd, 2026
  • Evaluating a Fixer Upper Beyond the Cosmetic
  • Buying the Block, Not Just the House
  • The Psychology of Curb Appeal and Buyer Perception
  • What’s Ahead For Mortgage Rates This Week – February 17th, 2026
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One Verani Way
Londonderry, NH 03053

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