Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho May 19, 2025

What’s Ahead For Mortgage Rates This Week – May 19th, 2025

The latest inflation data has been released, offering insight into the near-term impact of the recent tariff measures. The results indicate that despite deflationary pressure on the economy, inflation continues to trend upward with the recent, ongoing tariff wars. While the tariffs have been temporarily suspended, their effects are already being felt—consumers are experiencing price increases, and retailers have already been positioning themselves to increase prices due to the impacts of … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho May 16, 2025

Understanding the Process of Selling a Home Through a Power of Attorney

What Is a Power of Attorney in Real Estate?Selling a home involves a lot of paperwork, legal decisions, and sometimes even travel. But what happens when a homeowner isn’t able to handle those responsibilities themselves? That’s where a Power of Attorney (POA) can come into play. A POA is a legal document that gives another person the authority to act on someone else’s behalf in legal or financial matters—such as selling a home. This can be incredibly useful for homeowners … [Read more...]

Filed Under: Home Selling Tips Tagged With: Home Selling Process, Power of Attorney, Real Estate Tips

Bob Ramalho May 15, 2025

Understanding the Process of Selling a Home Through a Lease-Option Agreement

What Is a Lease-Option Agreement?A lease-option agreement is a creative strategy that allows homeowners to sell their property by offering a potential buyer the opportunity to lease the home for a specified period, with the option to purchase it at the end of the lease term. This arrangement combines a standard lease agreement with a separate option-to-purchase contract. It’s an ideal solution in slower markets or for sellers looking to attract buyers who may not yet qualify for a … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Selling Process, Lease Option Sale, Real Estate Tips

Bob Ramalho May 14, 2025

Tips For Buying a Home With a Small Backyard

A small backyard can still offer a wealth of potential and charm when you approach it with the right mindset. If you’re looking for a home with a smaller outdoor space, don’t dismiss the idea just because of the size. Assess Your Priorities for Outdoor SpaceBefore buying a home with a small backyard, consider what you truly want from your outdoor area. Do you dream of hosting large gatherings, or would you prefer a private space for relaxation? By clearly defining how you plan to … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buying Tips, Outdoor Living, Small Backyard

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Recent Articles

  • Inspecting Foreclosures Before You Buy
  • Should You Get a 15-Year Mortgage?
  • What Do Points Have to Do With Real Estate?
  • How To Save Money Moving Into Your New Home
  • What’s Ahead For Mortgage Rates This Week – May 19th, 2025
  • Understanding the Process of Selling a Home Through a Power of Attorney
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