Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho October 13, 2020

How Much House Is Too Much House: A Mortgage Calculation Guide

When it comes to finding a home, this is an exciting time. Many people love looking at houses; however, the reality is that people also need to think carefully about how much house they can actually afford. Buying a home is a big decision and for many people this is going to be the most expensive purchase they ever make in their lives. Therefore, it is important to take the time to get this decision right. There are plenty of ways for people to calculate how much house they can actually afford. … [Read more...]

Filed Under: Home Buying Tips Tagged With: Affordability, Budgets, New Home

Bob Ramalho October 12, 2020

What’s Ahead For Mortgage Rates This Week – October 12, 2020

Last week’s economic reporting included readings on inflation,  job openings, a speech by Fed Chair Jerome Powell on the economy, and the latest Consumer Sentiment Index from the University of Michigan. Weekly reports on new and continuing jobless claims and mortgage rates were also released. Hiring Surge and Job Separations Ease in August The U.S. Department of Labor reported fewer job openings in August with 6.49 million job openings reported as compared to July’s reading of … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Rates, Mortgage Rates

Bob Ramalho October 9, 2020

Four Ways You Can Enhance Your Home’s Value Before You List It for Sale

Whether you've decided it's time for an upgrade or you're moving on to a new city, if you're selling your home you may be wondering how you can boost its value before listing it up for sale. In today's blog post we'll share four ways that you can spend a bit of time and money upgrading your home before it hits the local real estate market. Spruce Up Your Landscaping You'll want your home to make a great first impression, and as such a great place to start is by sprucing up your lawn, gardens and … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Selling, Home Staging, Selling A Home

Bob Ramalho October 8, 2020

4 Ways COVID-19 Has Had An Impact On The Home Lending Process

The COVID-19 pandemic has impacted everyone and this includes the real estate industry. One of the biggest impacts that this pandemic has had involves the home lending process. Because many people are looking for ways to buy a home while engaging in proper social distancing measures, the industry has had to adapt. Learn more about some of the changes the COVID-19 pandemic has forced on the home lending process. Homes Are Getting More Affordable The demand for homes right now is high; however, … [Read more...]

Filed Under: Real Estate Tagged With: COVID19, Real Estate, Real Estate Sales

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Recent Articles

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Londonderry, NH 03053

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