Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho October 1, 2025

What Every Buyer Needs to Know About Earnest Money Deposits

When buying a home, understanding the role of an earnest money deposit can make the difference between a smooth transaction and unnecessary stress. Earnest money shows a seller that you are serious about purchasing their property, and it often plays a key role in negotiating and securing your dream home. Knowing how it works, how much to offer, and what can happen to your deposit is essential for any buyer. What Is an Earnest Money DepositAn earnest money deposit is a sum of money provided by … [Read more...]

Filed Under: Home Buying Tips Tagged With: Earnest Money, Home Buying Tips, Real Estate Advice

Bob Ramalho September 29, 2025

What’s Ahead For Mortgage Rates This Week – September 29th, 2025

The PCE (Personal Consumption Expenditures) Index, the Federal Reserve’s preferred inflation measure, has been on the rise but remains within expectations. Although there was heavy speculation that this year’s inflation would spike due to impactful tariff policies, it has largely stayed within forecasts—enough for the Federal Reserve to introduce a 25 basis point rate cut. The PCE Index data has shown this trend to continue. This is followed up closely by the Consumer … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho September 26, 2025

What Is More Important, the Home or the Neighborhood?

When buying a home, it is natural to focus on the property itself, from layout to finishes and outdoor space. However, many real estate experts agree that the neighborhood can be just as important, if not more so, in determining your long-term happiness, property value, and lifestyle. Understanding the interplay between the home and its surroundings can help buyers make informed decisions that balance both priorities. Evaluating the HomeThe features of a home, such as size, number of bedrooms, … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Buying Tips, House Hunting, Real Estate Advice

Bob Ramalho September 25, 2025

How to Tell If a Seller Is Desperate to Sell and Use It to Your Advantage

Buying a home can be stressful, especially in competitive markets. Knowing when a seller is motivated to sell can give you a strategic edge, allowing you to make offers that are more likely to be accepted while potentially saving money. Understanding the signs of a motivated seller and how to approach the situation can help buyers navigate negotiations confidently. Common Signs of a Motivated SellerSellers who are eager to move often exhibit certain behaviors. Homes that have been on the market … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buying Tips, Negotiation Tips, Real Estate Advice

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Recent Articles

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