Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho June 23, 2025

What’s Ahead For Mortgage Rates This Week – June 23rd, 2025

With the passing of the FOMC rate decision, it has become clear that the Federal Reserve is taking a wait-and-see approach to the current situation regarding tariff policies. Although the vast majority of economists around the world have made predictions about what lies ahead, the effects have not yet been pronounced. Many of the recent tariff changes have also been revoked or put on pause for the largest industries, leaving many markets uncertain about the future. The key takeaway is that … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho June 20, 2025

The National Homebuyer Fund’s Role in National Homeownership Month

June is National Homeownership Month, a special time to celebrate the dream of owning a home and highlight programs that help make homeownership more attainable. One standout resource for many aspiring homeowners is the National Homebuyer Fund (NHF), an organization dedicated to providing vital financial assistance to low-to-moderate income families striving to buy their first home. What Is the National Homebuyer Fund?The NHF is a nonprofit that offers down payment and closing cost assistance to … [Read more...]

Filed Under: Home Selling Tips Tagged With: Down Payment Assistance, National Homebuyer Fund, National Homeownership Month

Bob Ramalho June 19, 2025

HUD’s Role in Homeownership and Supporting the American Dream

June is National Homeownership Month, a time to celebrate the value of owning a home and to promote opportunities for more Americans to achieve that goal. One of the key players helping make homeownership more accessible, especially for first-time buyers and those with limited financial resources, is the U.S. Department of Housing and Urban Development (HUD). HUD plays a critical role in advancing the mission of National Homeownership Month by providing essential resources, education, and … [Read more...]

Filed Under: Homeowner Tips Tagged With: Home Goals, HUD, National Homeownership Month

Bob Ramalho June 18, 2025

How HomeReady and Home Possible Open Doors During National Homeownership Month

June is National Homeownership Month, a time dedicated to celebrating the American dream of homeownership and spotlighting the tools and resources that help make that dream a reality. For millions of aspiring homeowners, especially those with modest incomes, programs like Fannie Mae’s HomeReady® and Freddie Mac’s Home Possible® provide a critical pathway forward. These two government-backed loan programs are specifically designed to increase access to affordable mortgage … [Read more...]

Filed Under: Home Selling Tips Tagged With: First Time Homebuyer, Home Possible, National Homeownership Month

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Recent Articles

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