Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho July 7, 2023

What is a Home Warranty

A home warranty is a type of service contract that provides coverage for repairs or replacements of major systems and appliances in a home. It typically covers items such as heating and cooling systems, electrical systems, plumbing, water heaters, and kitchen appliances. Home warranties are purchased by homeowners to protect against unexpected expenses for repairs or replacements that may occur due to normal wear and tear. When a covered item breaks down, the homeowner can contact the home … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Warranty, Real Estate, Repairs

Bob Ramalho September 29, 2021

Making Repairs And Upgrades To A Home: DIY Or CAP

There are many people who are thinking about listing their homes, but they need to make sure they get as much money for their homes as possible. This could mean making a few upgrades and repairs around the home. There are some situations where it might be possible to DIY these projects, but there are other situations where it is better to call a professional, or CAP. When should homeowners take which path? Learn more below. Painting And Light Work Could Be DIY First, anything that is simple or … [Read more...]

Filed Under: Real Estate Tagged With: DIY, Home Improvements, Repairs

Bob Ramalho July 8, 2021

Why An Emergency Fund Is Important

There’s almost a guarantee that at some point in the future you’re going to face an emergency. Like most things in life, that emergency is going to require money to solve. You can’t assume that you’ll have the funds to face the emergency when it happens. You can’t even assume that you’ll have enough on your credit cards to pay for it. The only safe way to plan is to have an emergency fund. What Is An Emergency Fund? An emergency fund is a reserve of cash set … [Read more...]

Filed Under: Mortgage Tagged With: Emergency Funds, Repairs, Savings

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