Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 18, 2022

Make One Extra Mortgage Payment Every Year To Save Big

When you buy a home, you probably have a budget you will try to stick to. Many people choose a 30-year fixed mortgage, and by the time you pay off the home loan, you should own your home outright. At the same time, you might be thinking about paying off your mortgage more quickly to save money on interest. Even making one extra mortgage payment per year can provide a number of significant benefits. You Can Build Up Equity Faster One of the first benefits of making an extra mortgage payment every … [Read more...]

Filed Under: Mortgage Tagged With: Extra Payment, Mortgage Payments, Real Estate

Bob Ramalho March 15, 2022

Do You Want To Own A Second Home?

Build Wealth More Quickly One of the first benefits of owning a second home is that you can build wealth more quickly. One of the major benefits of investing in real estate is that you can leverage the bank's money to help you build wealth. Even though you may have only put down 20 percent, 100 percent of the property’s appreciation benefits you, as you own the home. If you own a second home, you can build wealth more quickly because you are doing this with two separate properties. Enjoy … [Read more...]

Filed Under: Mortgage Tagged With: Diverse Investment, Real Estate Investment, Second Home

Bob Ramalho March 11, 2022

Can I Pay My Home Loan Off Early If I Refinance?

Many people are looking for opportunities to save money on the cost of a mortgage. If you want to save money on your home loan, you might be thinking about refinancing. During the refinance process, you will replace your current home loan with a new mortgage. Some people want to refinance their homes to free up cash for a renovation project, while other people want to pay off their homes sooner. How can you pay off your home loan early through a refinance? Reduce Your Interest Rate  During … [Read more...]

Filed Under: Mortgage Tagged With: House Payoff, Real Estate, Refinancing

Bob Ramalho March 9, 2022

Creating A Pet-Friendly Rental Property

People look at pets as members of their families. They love and cherish them. At the same time, pets do not necessarily go well with rental properties. Even though their owners love them, the property owners generally do not. Pets can damage the property, stain the floors, and scratch up the furniture. Did you know that 72% of all renters own pets?  Therefore, property owners who want to maximize their income need to create pet-friendly rentals to drive up demand. What are the biggest … [Read more...]

Filed Under: Mortgage Tagged With: Pet Friendly Rental, Pets, Real Estate Investment

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Bob

Bob Ramalho


REALTOR ®
Cell: 603-440-3697
Office: 800-392-2377
Email: bob.ramalho@verani.com
NH License #067453
MA License #9550545

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Recent Articles

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