Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho May 16, 2016

What’s Ahead For Mortgage Rates This Week – May 16, 2016

Last week's economic news included reports on retail sales and consumer sentiment along with weekly releases on new jobless claims and mortgage rates. Retail sales jumped 1.30 percent in April as compared to the March reading of 0.30 percent. Retail sales excluding the automotive sector rose from 0.40 percent growth in March to 0.80 percent growth in April. Both retail sales reports exceeded expectations. Growth in consumer spending suggests higher confidence in economic conditions and may lead … [Read more...]

Filed Under: Mortgage Rates Tagged With: Jobless Claims, Mortgage Rates

Bob Ramalho May 13, 2016

3 Ikea Hacks That Can Be Done in a Weekend’s Time

Whether you're moving into your first apartment or preparing to purchase a second home, Ikea is a favorite for those trying to economically fill up the extra space in their home. While Ikea may have plenty of inexpensive options that you might not think can be dressed up, there are actually a lot of simple pieces that you can add to for a stylish, DIY look that will take no time at all. Cue The Cocktails The popularity of the bar cart has seen a resurgence, but many of these decorative pieces … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, DIY Projects, Ikea Hacks

Bob Ramalho May 12, 2016

Refinancing to Pay for Renovations? Consider the VA’s Energy Efficient Mortgage Program

Making renovations that are energy efficient is not just a great way to reduce energy output, but it's also an effective way of decreasing monthly utility costs. It serves as a one-time investment that will save money in the long run. However, renovations are costly and not everybody has the extra finances required to make energy efficient changes. This is where the VA's energy efficient mortgage (or EEM) program comes into play. The program is designed to allow veterans to apply for a new … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

Bob Ramalho May 11, 2016

5 Great Ways A Real Estate Professional Can Market Your Home Online

If you have a great house at the perfect price point, you're already on the right path to selling your home successfully. However, there are still many tricks of the trade you can utilize to bring potential homebuyers to you. If you're working with a real estate agent and are looking for great ways to grab attention, here are a few that may garner added interest. Create A Video Tour Open houses are great for giving potential homebuyers a look at your place, but posting a video of your home … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Online Marketing

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