Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho October 28, 2016

5 Futuristic, Connected Home Upgrades That You Can Install This Fall

The future is now! You may know that there are already many smart (Internet-connected) appliances and items that you can use to update your home for the connected age. But for your reading pleasure, here are five of them already on the market. Energy Efficiency: The Smart Thermostat One of the first smart home upgrades to make it big on the market is the smart thermostat, specifically the Nest Learning Thermostat. Connected to your heating system, and to your phone through Wi-Fi, this device … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Real Estate Tips, Upgrades and Renovations

Bob Ramalho October 27, 2016

S&P Case-Shiller: Home Prices Gain in August

Home prices gained in August per the 20-City S&P Case-Shiller Home Price Index. Analysts said that home values continue to expand in spite of challenges including low inventories of available homes and strict mortgage qualification requirements. National Home Price Index Near 2006 Peak According to the national Case-Shiller Home Price Index, August home prices are 0.10 percent below their 2006 peak and all metro areas in the 20-City Home Price Index posted gains. Top gains in the 20-City … [Read more...]

Filed Under: Home Values Tagged With: Home Prices

Bob Ramalho October 26, 2016

Master the Autumn Home Buying Season With Our Guide to Finding Local Real Estate Bargains

Most people have a good idea of the neighborhood they want to purchase a new home in. The problem is finding a great deal in the area, especially if it's a neighborhood that's very popular. Thinking outside the box and avoiding the standard real estate listings can result in some bargain properties for sale that most people are completely unaware of. Contemplate Investing In Foreclosed Homes When the housing market boomed, many people tried to take advantage by investing in a second home that … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho October 25, 2016

Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase. Up-To-Date On Credible Lenders A mortgage app can certainly provide many mortgage insights, but it's not … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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