Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho March 24, 2017

Student Loans vs. Down Payments: 3 Ways You Can Manage Both and Buy a New Home

The idea of paying off your student loans and buying a home at the same time can seem like an impossible feat given the impact on your Debt-to-Income (DTI) ratio. However, there are ways it's possible to have enough funds and good enough credit to make your dream of home ownership come true a little more quickly. If you're currently considering how to manage both, here are some options you might want to consider. Decrease Your Debt Lenders will be looking at your DTI ratio in order to determine … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

Bob Ramalho March 23, 2017

DIY Home Improvement: A Much Better Bedroom in Just a Few Hours

Taking on the task of renovating your home can seem like an awful lot of work, but there are ways to do this that require a lot less energy and just a little bit of money. Whether you're looking for an instant home revamp or are readying your home to sell, here are some ideas for how you can improve your bedroom in no time. Make It Clutter Free It might sound too simple, but just clearing away the extraneous stuff that can accrue in your bedroom will instantly improve the look of your space. … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho March 22, 2017

Spring Is Real Estate’s ‘Rush Hour’ — Here’s How to Tell If You’re Prepared

The most popular time of year to buy a home is in the spring, and this means that if you're preparing yourself for getting into the real estate market, you may be experiencing a time crunch. If you're wondering if you'll be ready to put your home up for sale in time to take advantage of the season, here are few things you'll want to think about. Have You Cleaned Up And De-cluttered? Spring is not only an optimal time to put your home up for sale, it's also an ideal time for spring-cleaning! … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Home Seller Tips, Real Estate Tips

Bob Ramalho March 21, 2017

Hosting an Open House? Try These 3 Mood-boosting Aromatherapy Scents

From making sure the exterior looks impeccable to touching up the paint, there are a lot of things that go into the kind of open house that will draw in potential buyers. You may not know, though, that the senses can have a significant impact on how people will perceive your home, and scent can be highly powerful. Instead of leaving your home sale up to a clutter free space and an elegant exterior, try out the following aromatherapy scents to make an even better impression. The Calming Influence … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Open Houses, Selling A Home

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