Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho December 9, 2025

Buying a Fixer-Upper and How to Avoid a Money Pit

Buying a fixer-upper can be a smart way to build equity, customize a home, and stay within budget in a competitive market. The challenge is knowing the difference between a great investment and a true money pit. As real estate professionals, we guide buyers through this decision every day. With the right preparation and the right expectations, you can choose a home with potential instead of one that drains your savings and your sanity. Start With a Thorough Home InspectionA detailed inspection … [Read more...]

Filed Under: Real Estate Tagged With: Fixer-Upper, Home Buying 101, Real Estate Tips

Bob Ramalho December 8, 2025

What’s Ahead For Mortgage Rates This Week – December 8th, 2025

The PCE Index reports have come in—albeit delayed—and show inflation numbers that fell within expectations. The data also indicates that inflation has not worsened since before the government shutdown. It is widely believed that the Federal Reserve will likely cut rates once more. This is followed by another Consumer Spending report showing that spending rose in September and October, though the momentum appears to be slowing. Much of the optimism in the broader markets going forward … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho December 5, 2025

Why the Cheapest Home on the Block Might Not Be the Best Deal

Finding a home with a low price can feel exciting, especially in a competitive market. However, the lowest priced home on the block is not always the best value. While it may seem like a smart way to save money, the true cost often becomes clear only after you look deeper. Understanding the risks and hidden factors can help you avoid a purchase that may cost more in the long run. Condition Matters More Than PriceA low price often signals that the home needs repairs or updates. Cosmetic changes … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyers, House Hunting, Real Estate

Bob Ramalho December 4, 2025

How to Appeal Property Taxes on Your Home

Many homeowners are surprised when they receive their annual property tax bill and notice an increase that feels higher than expected. The good news is that you have the right to appeal your property tax assessment if you believe it does not reflect the true value of your home. Understanding the process can help you protect your budget and ensure that you are being taxed fairly. Know What Your Assessment MeansYour property tax bill is based on the value assigned to your home by your local tax … [Read more...]

Filed Under: Homeowner Tips Tagged With: Homeownership, Property Taxes, Real Estate

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Recent Articles

  • How to Prepare Your Home Emotionally Before You Sell
  • How to Create a One-Year Plan After Moving In for Repairs and Upgrades
  • How Garage Size Affects Value More Than You Think
  • What’s Ahead For Mortgage Rates This Week – December 22nd, 2025
  • Simple Ways to Be More Productive While Working from Home
  • The Real Cost of Homeownership, What Buyers Must Know Before They Commit
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One Verani Way
Londonderry, NH 03053

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