If you are tired of deploying sprinklers and standing over your yard with a hose, you might be interested in some irrigation options. There are plenty of choices available, and you need to think about all of your options before you decide which one is best for your needs. What are a few examples to consider? A Drip Irrigation System A drip irrigation system delivers water directly to the roots of plants. It delivers water at a slow, steady pace using micro-sprayers, bubbler nozzles, or inline … [Read more...]
Understanding ‘PITI’ and What Goes in to Your Monthly Payments
Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let's explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month. Just What Is PITI, Anyway? PITI is an acronym that stands for "principal, interest, taxes and insurance," which are the four main components that make up your housing costs. Principal - this is the amount that you are paying … [Read more...]
Do Your Home Upgrades Qualify As Medical Expenses On Your Taxes?
You might want to make some upgrades to your house, but they could be a bit expensive. If you make upgrades to your house that qualify as medical expenses, you may be able to deduct them from your taxes. Before you do so, you should always reach out to a qualified accountant who can review your work to make sure you are allowed to claim that deduction. What are a few examples of home upgrades that might be tax deductible? Upgrades That Address Joint Pain If you have severe joint pain, you may … [Read more...]
What’s Ahead For Mortgage Rates This Week – December 12, 2022
Last week’s scheduled economic reports included preliminary monthly readings on inflation and consumer sentiment along with weekly reporting on mortgage rates and jobless claims. University of Michigan Reports Slower Inflationary Growth The University of Michigan predicted lower inflationary growth as December’s year-over-year reading for inflation fell to 4.6 percent from November’s year-over-year reading of 4.9 percent. This was the lowest inflation reading since September … [Read more...]
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