Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 26, 2021

An Overview Of Private Mortgage Insurance

When you are going through the process of looking for a new home, you are probably focused on the sticker price of that home. Even though it is important to think about your down payment, your monthly mortgage payment, and the total amount of the loan, there are other expenses that you might need to cover as well. If you do not put down enough money, there is a chance that the lender could ask you to pay for something called private mortgage insurance. What is private mortgage insurance and how … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Mortgage Payments, Real Estate Tips

Bob Ramalho February 23, 2021

What Homeowners Must Do When Behind On Mortgage Payments

There are lots of homeowners who fall on rough times from time to time. For example, some people may be in the midst of changing jobs. Other people might be going back to school. When this happens, it can be hard for homeowners to keep up with their mortgage payments. Even though they might be thinking about waiting for the bank to do something, this would be the ultimate mistake. There are ways to handle late mortgage payments as long as homeowners reach out to the lender to discuss their … [Read more...]

Filed Under: Real Estate Tagged With: Late Mortgage, Mortgage Payment, Real Estate

Bob Ramalho February 17, 2021

The Top Ways To Upgrade The Exterior Of Your Home On A Budget

There are a lot of people who are spending more time at home these days. As the temperature starts to warm up once again, there are some homeowners who are looking for ways to upgrade the outside of their home. Even though there are some people who are looking at installing a brand new patio or deck, this can be extremely expensive. Fortunately, there are ways that homeowners can completely transform the exterior of their home without breaking the bank. Take a look at a few of the top ideas … [Read more...]

Filed Under: Real Estate Tagged With: Exterior Upgrades, Real Estate Tips, Upgrading Home

Bob Ramalho February 4, 2021

The Top Tricks For Updating A Home On A Tight Budget

There are a lot of people who are looking for ways to get the most money out of their property when they put it on the market. One of the tricks to doing this is to update the home before it goes on the market. Unfortunately, this can also be expensive. Even though it is true that many homeowners will be able to recoup the price of the renovations when they list the home on the market, we still need to pay for these updates out-of-pocket. This can be incredibly expensive and could take money … [Read more...]

Filed Under: Real Estate Tagged With: Contractors, Home Improvement, Refinance

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