Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 17, 2021

How To Find The Right Home Insurance Coverage For You And Your Family

Those who are taking out a loan for a home will probably be required by the lender to purchase home insurance. Even those who don’t need a loan will still need to make sure that they protect their property accordingly with a comprehensive home insurance policy. This is important for making sure homeowners have the money to replace their belongings and repair their property in the event of a disaster. At the same time, homeowners do not want to spend more than they must for a home insurance … [Read more...]

Filed Under: Mortgage, Real Estate Tips Tagged With: Home Insurance, Real Estate Insurance, Rebuilding

Bob Ramalho September 16, 2021

4 Big Incentives for Homeowners to Sell Now

Now is a great time to sell a home. Inventory is down to historic lows, according to recent reports, which means it’s a sellers’ market. Yes, many homeowners are reluctant to put their homes on the market for a variety of reasons. However, right now there are four big incentives for homeowners to sell, despite these objections. Unsure Of Being Able To Find A New Home To Purchase It is good to sell at high prices, but that might leave a homeowner desperate to find a new home. Not … [Read more...]

Filed Under: Mortgage, Real Estate Tagged With: Bidding War, Real Estate, Seller's Market

Bob Ramalho July 8, 2021

Why An Emergency Fund Is Important

There’s almost a guarantee that at some point in the future you’re going to face an emergency. Like most things in life, that emergency is going to require money to solve. You can’t assume that you’ll have the funds to face the emergency when it happens. You can’t even assume that you’ll have enough on your credit cards to pay for it. The only safe way to plan is to have an emergency fund. What Is An Emergency Fund? An emergency fund is a reserve of cash set … [Read more...]

Filed Under: Mortgage Tagged With: Emergency Funds, Repairs, Savings

Bob Ramalho June 3, 2021

There Are Major Incentives For Homeowners To Sell Their Homes Now

Now is a great time to take out a new home loan because mortgage rates continue to hover near historic lows. As a result, many homeowners are refinancing to a lower rate. This is also the perfect time to move because homeowners can take out a new home loan with a lower interest rate. Mortgage rates will not remain at historic lows forever and have already begun to rise slowly this year. Homeowners should sell now and take out a new home loan before they rise too much. Homeowners Can Take … [Read more...]

Filed Under: Mortgage Tagged With: Homeowners, Real Estate, Seller's Market

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Recent Articles

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