Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 9, 2025

The Most Overlooked Costs of Selling a Home

Selling a home can feel straightforward, but many homeowners are surprised by the hidden costs that can affect their bottom line. Beyond the agentís commission and mortgage payoff, a variety of expenses can accumulate during the selling process. Understanding these costs ahead of time ensures you are financially prepared and helps avoid surprises at closing. Repairs and Home ImprovementsEven minor repairs can add up. Painting, fixing leaks, replacing outdated fixtures, and landscaping … [Read more...]

Filed Under: Home Selling Tips Tagged With: House Hunting, Real Estate Advice, Selling A Home

Bob Ramalho September 9, 2025

Unlocking the Key to a Faster, Stronger Home Sale

When it comes to selling a home, many people assume that success depends on luck, timing, or even the perfect buyer stumbling across the listing. But the truth is, most successful sellers share one common strategy, and it has little to do with home staging, marketing, or even upgrades. The key? Getting the price right from the very beginning. Why Price Sets the ToneYour asking price is more than just a number. It frames how buyers perceive your home, and in today's market, perception is … [Read more...]

Filed Under: Home Selling Tips Tagged With: Home Selling Tips, Real Estate Tips, Smart Selling

Bob Ramalho June 20, 2025

The National Homebuyer Fund’s Role in National Homeownership Month

June is National Homeownership Month, a special time to celebrate the dream of owning a home and highlight programs that help make homeownership more attainable. One standout resource for many aspiring homeowners is the National Homebuyer Fund (NHF), an organization dedicated to providing vital financial assistance to low-to-moderate income families striving to buy their first home. What Is the National Homebuyer Fund?The NHF is a nonprofit that offers down payment and closing cost assistance to … [Read more...]

Filed Under: Home Selling Tips Tagged With: Down Payment Assistance, National Homebuyer Fund, National Homeownership Month

Bob Ramalho June 18, 2025

How HomeReady and Home Possible Open Doors During National Homeownership Month

June is National Homeownership Month, a time dedicated to celebrating the American dream of homeownership and spotlighting the tools and resources that help make that dream a reality. For millions of aspiring homeowners, especially those with modest incomes, programs like Fannie Mae’s HomeReady® and Freddie Mac’s Home Possible® provide a critical pathway forward. These two government-backed loan programs are specifically designed to increase access to affordable mortgage … [Read more...]

Filed Under: Home Selling Tips Tagged With: First Time Homebuyer, Home Possible, National Homeownership Month

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