Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho May 8, 2017

What’s Ahead For Mortgage Rates This Week – May 8, 2017

Last week's economic news included readings on construction spending, the post-meeting statement by the Fed's Open Market Committee and labor-related reports including ADP payrolls, Non-farm payrolls and the national unemployment rate. Weekly readings on new jobless claims and mortgage rates were also released. Fed Rate Unchanged, Mortgage Rates Hold Steady Federal Reserve policymakers did not change the target federal funds rate, which ranges from 0.75 to 1.00 percent. In its usual post-meeting … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho May 5, 2017

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experienced bad credit doesn't mean that you should be penalized in the future. If your spouse has struggled with bad credit in the past but you're both preparing to move forward and invest in a home, here are some tips for getting it together financially. Face The Music Many people who have bad credit are too scared to take … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Bob Ramalho May 4, 2017

Three Ugly, Dated Design Features That You Need to Get Rid of Before You Sell Your Home

There are a lot of inexpensive renovations that can easily improve the value of your home, but you might not be aware of dated features that are working against you and aging its look. If you're ready to put your home on the market and are wondering what types of design will downgrade your home's appeal, here are a few things you may want to consider upgrading or discarding before planning your first open house. Bright Accent Walls While brightly colored paint can certainly enhance a room if … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Upgrades and Renovations

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