Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 3, 2020

3 Questions Not To Ask Your Real Estate Agent

It's an exciting time when you're buying or selling your home and your real estate agent is your partner in this real estate endeavor. But there are some questions that your agent can't or won't be able to answer for you. These are the top three questions not to ask your real estate agent.  1. How High Will The Buyers/Sellers Go? Knowing that your agent is in touch with their agent, you might think your agent knows the highest amount the prospective buyers or sellers … [Read more...]

Filed Under: Real Estate Tagged With: Real Estate

Bob Ramalho June 2, 2020

The Pros And Cons Of Remodeling During The COVID-19 Pandemic

Nearly everyone has been impacted by the COVID-19 pandemic in some way. While many people are getting tired of being cooped up in their homes, the home improvement industry has actually been able to stay afloat. Furthermore, it is actually thriving. Because many people are trapped in their homes during the COVID-19 pandemic, many people are thinking about carrying out a home remodeling project. For those who are wondering about the prospects of such an undertaking, it is important to weigh the … [Read more...]

Filed Under: Real Estate Tagged With: COVID19, Home Improvement, Remodeling

Bob Ramalho June 1, 2020

What’s Ahead For Mortgage Rates This Week – June 1, 2020

Last week’s economic reports included monthly readings from Case-Shiller Home Price Indices, FHFA home prices, and readings on new and pending home sales. Weekly reports on mortgage rates and first-time jobless claims were also released. Case-Shiller Home Price Indices: Home Price Growth Pace Increased In March National home prices rose at a year-over-year pace of 4.50 percent in March from February’s reading of 4.20 percent. According to the Case-Shiller 20-City Home Price Index, … [Read more...]

Filed Under: Financial Reports Tagged With: COVID19 Update, Financial Reports, Unemployment

Bob Ramalho May 29, 2020

Loan Programs For Lower Income Buyers

Owning a home may be the American dream, but for many who are in a lower income bracket, finding a loan can become challenging. Thankfully, there are several loan programs that can work well for lower-income people considering homeownership. Here's a closer look at some of these home loans designed to help people who have a low-to-moderate income find a way to buy a home. FHA Home Loans FHA home loans are loans backed by the Federal Housing Administration. Lenders are more likely to lend to … [Read more...]

Filed Under: Real Estate Tagged With: Homeownership, Owning Home, Real Estate

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