Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho September 15, 2025

What’s Ahead For Mortgage Rates This Week – September 15th, 2025

Both the CPI and PPI came in precisely within expectations. Under the current circumstances, there is now a very high probability that the Federal Reserve will implement a quarter-point rate cut, a view widely shared by industry analysts. There is also a strong possibility of another cut to follow. Meanwhile, Consumer Sentiment has hit another low in the last 4 months, as many have growing concerns about the state of the job market in addition to inflation continuing to grow. It is unknown how … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho September 11, 2025

Everything You Need to Know About Home Appraisals

Your home is likely one of your most valuable investments, which is why understanding home appraisals is essential. Whether youíre buying, selling, or refinancing, knowing what an appraisal involves can help you make informed decisions. What is a Home Appraisal and Why Does It Matter?A home appraisal is a professional estimate of your property's value. It's often requested by lenders to ensure that a home's price aligns with its fair market value. Appraisers evaluate factors like the … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Appraisals, Home Buying Tips, Real Estate

Bob Ramalho September 10, 2025

How Property Taxes Are Calculated and What Every Buyer Should Know

When you are planning to buy a home, there is one number that should never be overlooked: property taxes.Property taxes can have a big impact on your monthly budget and your long-term costs of ownership. Whether you are buying your very first home, moving to a new area, or considering an investment property, it is important to understand how these taxes are calculated. Knowing what to expect will help you avoid surprises and give you a clearer picture of what you can comfortably afford. Property … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Property Taxes, Real Estate Tips

Bob Ramalho September 9, 2025

Unlocking the Key to a Faster, Stronger Home Sale

When it comes to selling a home, many people assume that success depends on luck, timing, or even the perfect buyer stumbling across the listing. But the truth is, most successful sellers share one common strategy, and it has little to do with home staging, marketing, or even upgrades. The key? Getting the price right from the very beginning. Why Price Sets the ToneYour asking price is more than just a number. It frames how buyers perceive your home, and in today's market, perception is … [Read more...]

Filed Under: Home Selling Tips Tagged With: Home Selling Tips, Real Estate Tips, Smart Selling

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Recent Articles

  • What’s Ahead For Mortgage Rates This Week – September 15th, 2025
  • Everything You Need to Know About Home Appraisals
  • How Property Taxes Are Calculated and What Every Buyer Should Know
  • Unlocking the Key to a Faster, Stronger Home Sale
  • What’s Ahead For Mortgage Rates This Week – September 8th, 2025
  • How to Spot a Good Investment Property Before Everyone Else Does
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Londonderry, NH 03053

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