Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho March 15, 2022

Do You Want To Own A Second Home?

Build Wealth More Quickly One of the first benefits of owning a second home is that you can build wealth more quickly. One of the major benefits of investing in real estate is that you can leverage the bank's money to help you build wealth. Even though you may have only put down 20 percent, 100 percent of the property’s appreciation benefits you, as you own the home. If you own a second home, you can build wealth more quickly because you are doing this with two separate properties. Enjoy … [Read more...]

Filed Under: Mortgage Tagged With: Diverse Investment, Real Estate Investment, Second Home

Bob Ramalho March 14, 2022

What’s Ahead For Mortgage Rates This Week – March 14, 2022

Last week’s economic reporting included month-to-month and year-over-year readings on inflation. The University of Michigan released its monthly consumer sentiment index; weekly readings on mortgage rates and jobless claims were also published. Inflation Reports: No Good News for Consumers The war in Ukraine increased inflation rates in the U.S in February as costs for fuel, food and housing continued to rise. The federal government reported that month-to-month inflation rose by 0.80 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho March 11, 2022

Can I Pay My Home Loan Off Early If I Refinance?

Many people are looking for opportunities to save money on the cost of a mortgage. If you want to save money on your home loan, you might be thinking about refinancing. During the refinance process, you will replace your current home loan with a new mortgage. Some people want to refinance their homes to free up cash for a renovation project, while other people want to pay off their homes sooner. How can you pay off your home loan early through a refinance? Reduce Your Interest Rate  During … [Read more...]

Filed Under: Mortgage Tagged With: House Payoff, Real Estate, Refinancing

Bob Ramalho March 10, 2022

Did You Know? The Location of Your Home Plays a Role in Your Selling Price – Here’s Why

One of the most common questions homeowners have before listing their home for sale relates to the selling price. Understanding the value of the home is about far more than just comparing the square footage of the space with other homes that have recently sold in the area. While there are many factors that will play a part in a selling price, location is an important factor for several different reasons. Neighboring Properties The properties that are located next to the home for sale are … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Neighborhoods and Communities, Selling A Home

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One Verani Way
Londonderry, NH 03053

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