Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho January 14, 2026

A Comprehensive Guide to Explaining Escrow Accounts

Whether you're a first-time homebuyer or a seasoned homeowner considering a refinance, the term "escrow account" often looms as a source of confusion. Yet, understanding the ins and outs of escrow accounts is crucial for managing your homeownership responsibilities effectively. In this article, we'll address some common questions and concerns regarding escrow accounts to shed light on their importance and functionality. What is an Escrow Account? Escrow accounts, sometimes referred to as … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Escrow, Mortgage, Real Esate

Bob Ramalho January 13, 2026

4 Common Remodeling Mistakes and How to Avoid Them

Investing in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation project can quickly turn into a disaster, especially for those who are inexperienced. Let's take a look at four of the more common home renovation mistakes that homeowners make and how you can avoid them. Mistake #1: Skipping The Permit Process The first mistake you will want to avoid is undertaking any home renovation without the required permits. While some remodeling … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho January 12, 2026

What’s Ahead For Mortgage Rates This Week – January 12th, 2026

The trade deficit dropped significantly this month, resulting in the smallest gap in the last 16 years. This has been entirely driven by the ongoing gold rush and, to a much less impactful degree, businesses working their way around high tariffs. The unemployment reports, however, have shed another light, showing a steady trend of unemployment rising and reaching a four-year high as of last week. This is somewhat offset by consumer sentiment, which showed a slightly positive increase alongside … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho January 9, 2026

How Virtual Tours Can Hide and Reveal Different Things Than Photos

Virtual tours have become one of the most valuable tools in real estate. They give buyers the chance to explore a home from anywhere, view the layout at their own pace, and get a better sense of how the space flows. But virtual tours are not perfect. They can reveal things that standard listing photos cannot, and they can also hide details if you do not know what to look for. As real estate professionals, we help buyers understand how to use virtual tours wisely so they can make informed … [Read more...]

Filed Under: Real Estate Tagged With: House Hunting, Real Estate Tips, Virtual Tours

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Recent Articles

  • Exploring Home Improvement Loans
  • What’s Ahead For Mortgage Rates This Week – January 20th, 2026
  • How Automation and Technology are Changing Real Estate
  • Uncovering the Hidden Issues Beyond Real Estate Inspections
  • A Comprehensive Guide to Explaining Escrow Accounts
  • 4 Common Remodeling Mistakes and How to Avoid Them
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One Verani Way
Londonderry, NH 03053

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