Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 18, 2016

Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

It's often the case that people will opt to postpone home ownership until the best rates are available or it's a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you're wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home. Interest Rates Always Fluctuate While interest rates are constantly changing and have certainly … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Bob Ramalho October 13, 2016

Dealing with Mice: Peppermint Oil, Dryer Sheets and Other Crazy Tricks to Try

There are things that everyone shares: the need for food, the search for love, and the intrusion of mice into our homes. But don't despair! There are several ways to deter and remove mice. Read on to learn about a few of the more well known, if a little out-there, methods. Peppermint Oil And Cotton Balls The smell of peppermint is lovely for humans, but terrible to a mouse's nose. Put a few drops of pure peppermint oil on cotton balls and place them where you've noticed evidence of mice. Be … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Real Estate Tips

Bob Ramalho September 23, 2016

Understanding Home Seller Disclosures and What Information You Need to Share When You Sell

When people buy a new home they have a right to be informed of the problems that they may face on the property and any issues that the home previously experienced. However, as a seller it can be difficult to know whether the required information is being disclosed. Nobody wants to appear misleading, especially when it can impact a sale, and making sure all the proper information is finding its way to the buyer is imperative to make the deal go through. What Needs To Be Disclosed? Disclosures are … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Tips, Selling A Home

Bob Ramalho September 21, 2016

What Types of Coverage Are Included in Standard Home Insurance Policies? Let’s Take a Look

Every insurance policy is different and can provide certain levels of protection tailored towards the needs of the policy holder. However, there are some standard types of coverage that are included in most basic home insurance policies. Basic Levels Of Protection Most homeowner insurance policies will include some basic levels of protection and coverage. The main dwelling will be protected from many forms of damage and the insurance company will pay to repair the damaged dwelling. This will … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Insurance, Real Estate Tips

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