If you are thinking of buying a condominium or a home that is part of a planned community, you have likely come across the term "homeowners' association" or HOA. In short, the HOA is a coalition of local homeowners who have banded together to manage the needs of the local community. Let's explore the concept of the homeowners' association, why they charge fees and what you can expect from your HOA if you buy a home that is part of one. HOA Fees Are Meant To Make Things Easier HOA fees are meant … [Read more...]
Selling Your Home to Millennials? 3 Tips That Will Help You Get the Sale Closed
Are you thinking of selling your home this year? If so, you are almost certainly going to interact with millennial homebuyers. This generation numbers around 80 million and are the fastest-growing consumer demographic in the country. As their earning power continues to increase, millennials are now turning their attention to real estate. In today's post, we'll share three tips that you can use to help make your listing more attractive to younger millennial homebuyers. Minimalize As Much As … [Read more...]
On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage
Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your loan or other monthly payments late can have a negative impact on your mortgage. Your Credit Score Is At Risk As you already know, almost all banks, credit cards, mortgage companies and other lenders rely on your credit score to help assess … [Read more...]
Buying a New Home in a Hot Real Estate Market? Here Are 4 Tips You Will Need to Be Successful
Are you in the market for a new house? In a buyer's market, finding and closing on a beautiful home can seem very easy. However, if you are shopping when the market is hot, you may end up fighting bidding wars and losing your dream home to a competing buyer. Let's take a look at four tips that you will need to be successful when house hunting in a hot local real estate market. Tip #1: Do Your Research Ahead Of Time It should go without saying that in a hot market you will need to move quickly. … [Read more...]
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