Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 21, 2021

VA vs FHA vs USDA What’s the Difference?

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here’s what you need to know about these useful mortgage options. FHA … [Read more...]

Filed Under: Real Estate Tagged With: Loan Options, Real Estate Tips, VA Loans

Bob Ramalho April 14, 2021

Do Not Procrastinate On These Spring Maintenance Tasks

At the flowers begin to bloom and the weather starts to warm up, everyone is thinking about spring cleaning. It is critical to make sure the house is ready for the warmer weather. What are the top spring maintenance tasks that have to be completed? Do not procrastinate on these tasks, as the price could be high. Prune The Trees Before They Start To Bloom Take a closer look at the trees, particularly those that hang over the house. As they begin to bloom, the weight on these branches could start … [Read more...]

Filed Under: Mortgage Tagged With: Home Maintenance, Real Estate Tips, Spring Cleaning

Bob Ramalho March 31, 2021

Five Places Mold Could Be Hiding In Your Home

Even the most aesthetically pleasing homes can have mold issues. A type of fungus that thrives on moisture, mold can trigger symptoms such as itching eyes, asthma attacks and bouts of sneezing or coughing. As a result of the possible health issues, mold is the sort of problem that should be dealt with prior to listing a home, and people who are in the market to buy a home would do well to have a licensed professional conduct a mold test on any home they're seriously interested in buying. What … [Read more...]

Filed Under: Around The Home Tagged With: Home Tips, Real Estate, Real Estate Tips

Bob Ramalho March 19, 2021

In Less Than An Hour A Day, A Home Can Be Organized Quickly

Organizing a home seems like a significant challenge. Fortunately, there are easier ways to make this happen. In less than an hour per day, it is possible to organize a home from top to bottom. Getting these unnecessary items out of the way might even prevent people from stubbing their toes! How can this be possible?  Start Getting Rid Of Unnecessary Items Start by creating two boxes. The first box should have the word “donate” written on it. The second box should have the … [Read more...]

Filed Under: Real Estate Tips Tagged With: Declutter, Organize, Real Estate Tips

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