Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 25, 2023

Curious About Homeowners’ Association (HOA) Fees? Here’s What You Need to Know

If you are thinking of buying a condominium or a home that is part of a planned community, you have likely come across the term "homeowners' association" or HOA. In short, the HOA is a coalition of local homeowners who have banded together to manage the needs of the local community. Let's explore the concept of the homeowners' association, why they charge fees and what you can expect from your HOA if you buy a home that is part of one. HOA Fees Are Meant To Make Things Easier HOA fees are meant … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho January 18, 2023

How To Keep Your Address Private

There are not many parts of your life that are private anymore. Today, it is relatively easy for someone to go online and look up your address in just a few minutes. At the same time, there are some people who have an easier time keeping their lives private. Celebrities, public officials, and other people who are frequently in the public light are able to conceal their addresses. Even if you aren't famous, what do you need to do to hide your address? Talk To A Real Estate Agent If you want to … [Read more...]

Filed Under: Real Estate Tips Tagged With: Privacy, Real Estate Tips

Bob Ramalho December 16, 2022

Landlord Squeezing You for yet Another Rent Increase? It’s Time to Buy a Starter Home

Did you recently receive your annual notice that the rent is going up? If so, you're not alone. Millions of renters are seeing more and more of their income drained away due to higher rents. To make matters worse, every dollar in rent is one that you are not saving, investing or using to build your net worth. If you're feeling the pinch of higher rents, it might be time to buy your first starter home. Comparing Rent With A Mortgage Have you ever done the math to understand how close your monthly … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho December 15, 2022

Irrigation Options For Your Yard

If you are tired of deploying sprinklers and standing over your yard with a hose, you might be interested in some irrigation options. There are plenty of choices available, and you need to think about all of your options before you decide which one is best for your needs. What are a few examples to consider? A Drip Irrigation System A drip irrigation system delivers water directly to the roots of plants. It delivers water at a slow, steady pace using micro-sprayers, bubbler nozzles, or inline … [Read more...]

Filed Under: Real Estate Tips Tagged With: Irrigation, Real Estate Tips, Sprinklers

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