Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 11, 2025

Millennials and the Pursuit of Homeownership

With rapid technological advancements and shifting societal norms, millennials find themselves facing a unique set of challenges and opportunities when it comes to securing a mortgage. The journey toward homeownership for this generation is a multifaceted one, influenced by factors ranging from soaring student loan debt to evolving housing preferences. The Student Loan Conundrum: One of the primary obstacles that millennials face when considering homeownership is the burden of student loan debt. … [Read more...]

Filed Under: Homeowner Tips Tagged With: Homeownership, Millennials, Real Estate Goals

Bob Ramalho January 1, 2025

Happy New Year! Your Next Chapter Awaits!

As 2025 begins, I want to thank my amazing clients, past, present, and future for trusting me to guide you on your real estate journey. Whether you’ve found your dream home, are preparing to sell, or envision a move this year, I’m grateful to be part of your story. A new year brings fresh possibilities, and I’m here to help you navigate the market with confidence and care. Let’s make 2025 the year you take the next step toward your goals. Wishing you joy, success, and new … [Read more...]

Filed Under: Holidays Tagged With: 2025 Dreams, Happy New Year, Real Estate Goals

Bob Ramalho December 31, 2024

Reflecting on a Great Year and Looking Forward to Helping You In 2025

As we approach the end of another year, I want to take a moment to reflect on the incredible year that has been filled with challenges, successes, and unforgettable milestones, and I’m truly grateful for the opportunity to help so many wonderful clients achieve their real estate goals. Whether you bought your dream home, sold your property for a great price, or began your real estate journey, I’m honored to have been a part of it. As 2024 comes to a close, I’m filled with … [Read more...]

Filed Under: National Holiday Tagged With: Home Buying, Home Selling, Real Estate Goals

Bob Ramalho December 6, 2024

Steps to Prepare for Future Real Estate Purchases

As the year comes to a close, it’s the ideal time to take a step back and assess your financial situation, especially if you're planning to buy real estate in the coming year. Whether you're a first-time homebuyer, looking for an investment property, or aiming to upgrade, being financially prepared can make all the difference. 1. Review Your Credit Score Your credit score is a key factor in determining whether you’ll be approved for financing and what kind of interest rate you will … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Financial Planning, Home Buying Tips, Real Estate Goals

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Berkshire Hathaway HomeServices Verani Realty
One Verani Way
Londonderry, NH 03053

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