Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 22, 2020

Wealthy Seniors Can Benefit From Jumbo Products

Individuals who own their homes with a considerable amount of equity should consider looking into proprietary jumbo reverse mortgages. These can be helpful tools that may allow seniors to either pay down an existing mortgage or fund their retirement.  These tools are particularly helpful in areas of the country that have high property values, such as California and New York. In these states, jumbo reverse mortgages may provide seniors with up to $4 million in potential loan proceeds. These … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Market Trends, Mortgage

Bob Ramalho April 16, 2020

Three Reasons 25% Of Millennial Homebuyers May Struggle To Purchase A Home

Millennials are the first generation in America that will probably not be able to do as well as their parents. In the United States, there is not as much upward mobility as there was in the past. What is the cause of this? CNN reports that Millennials have more college degrees than their parents. They also have an enormous amount of student loan debt. Many millennials have lower-paying jobs than their parents had at the same age when adjusted for inflation. Spending patterns changed as well, due … [Read more...]

Filed Under: Mortgage Tagged With: Market Outlook, Market Trends, Mortgage

Bob Ramalho April 14, 2020

Home Improvement Projects For The Quarantined

If you have paid attention to the news recently, you have probably heard about the coronavirus pandemic which also goes by the name COVID-19. Those who are exposed to the virus might be asked to place themselves in quarantine. Some states have even told their residents to shelter in place. While this infection has forced everyone to change the way they live their lives, there are still some home improvement projects you can tackle during quarantine to put your free time to use. Jump On Spring … [Read more...]

Filed Under: Mortgage Tagged With: Health and Wellness, Home Improvement, Mortgage

Bob Ramalho April 10, 2020

Creative Ways To Keep Your Family Sane During The COVID-19 Crisis

It can be a tremendous challenge to suddenly be stuck at home during the COVID-19 crisis. For those who are in an area of the country where there is a "shelter in place" order, this can feel very much like house arrest. If there are children stuck at home as well, this could be enough to make the entire family go stir crazy. It can be hard to come up with ways to have fun when there is a lot of fear and anxiety in the air; however, here are a few great ways that families can have fun, grow … [Read more...]

Filed Under: Mortgage Tagged With: Health and Wellness, Mortgage, Safety Concerns

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