Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 9, 2020

Building An Emergency Fund During An Emergency

By now, it should be apparent that this COVID-19 (Corona-virus) pandemic is going to be here for several months. It is already causing the market to plummet and is disrupting jobs all over the country. Many people who work as hourly employees (or are independent contractors) are starting to suffer. As people's budgets start to feel the squeeze, this is exactly the time that people should be relying on an emergency fund; however, for those who don't have one, it is time to start saving. How To … [Read more...]

Filed Under: Mortgage Tagged With: Financing, Mortgage, Savings

Bob Ramalho April 7, 2020

COVID-19 Relief Programs For Homeowners

Federal housing agencies and government-sponsored enterprises Fannie Mae and Freddie Mac are responding to the COVID-19 outbreak with multiple relief programs for homeowners experiencing hardship due to illness and job loss. 60-Days Forbearance on Home Mortgages Owned or Backed by Fannie Mae or Freddie Mac Many U.S. home loans are owned or guaranteed by Fannie Mae or Freddie Mac. Homeowners can determine if your loan is connected with Fannie Mae here.here. Please check here to check if your … [Read more...]

Filed Under: Mortgage Tagged With: COVID19 Assistance, Health and Wellness, Mortgage

Bob Ramalho April 3, 2020

The Department Of Veterans Affairs Is Allowing Drive-by Appraisals Because Of COVID-19

The COVID-19 (Coronavirus) pandemic has impacted every industry across the country. Many people are being asked to shelter in place and everyone has been asked to practice social distancing to try to curtail the spread of this deadly virus. The Federal Housing Finance Agency (FHFA) has asked both Freddie Mac and Fannie Mae to make some changes in the manner they conduct property appraisals and employment verification. Shortly after the move by the FHFA, The Veteran's Administration (VA) and … [Read more...]

Filed Under: Mortgage Tagged With: Appraisals, Market Trends, Mortgage

Bob Ramalho April 1, 2020

How To Be Sure Your Home Is Sanitized During Quarantine

During the COVID-19 pandemic, it is more important than ever for everyone to make sure they act in the best interests of their local communities and the world as a whole. This means that everyone should follow the advice of the Centers for Disease Control and Prevention (CDC), practice social distancing measures, and obey all orders to shelter in place. When families are stuck at home, it is important to ensure the house is sanitized. This will prevent the spread of this dangerous virus. There … [Read more...]

Filed Under: Mortgage Tagged With: Health and Wellness, Home Safety, Mortgage

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