Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 21, 2022

Should You Buy Mortgage Points?

When you take out a home loan, you might have the option to purchase mortgage points. Essentially, this is money that you pay to the lender upfront in exchange for getting a lower interest rate over the life of the loan. If you got a great deal on the house, you might have some extra cash on hand. Should you use that money to buy down the interest rate? This is a math problem that you need to calculate for yourself. How To Do The Math If you want to figure out if the mortgage points are worth … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Mortgage Points, Real Estate

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