Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho July 17, 2024

Challenges and Opportunities Millennials Face in the Housing Market

The generation, born between 1981 and 1996, known as Millennials is forced to face a complex landscape influenced by economic shifts, technological advancements, and changing societal norms. Here’s a closer look at the key hurdles and the potential bright spots for millennial homebuyers. Challenges 1. Student Loan Debt Many millennials are burdened with substantial student loan debt, which affects their ability to save for a down payment and qualify for a mortgage. The average millennial … [Read more...]

Filed Under: Real Estate Tagged With: Homeownership, Millennial Homebuyers, Real Estate

Bob Ramalho June 25, 2024

5 Quick and Easy Home Projects You Can Complete in 10 Minutes or Less

Do you have a list of home projects you’ve been meaning to tackle? The good news: some of them can be done in just ten minutes! Here are five quick and easy tasks to help you get your home in order almost instantly. 1. Organize Your Kitchen Pantry Start by tossing out expired items. Next, arrange your shelves by category: snacks, baking supplies, spices, etc. Think of it like your favorite grocery store. This quick task will save you time when cooking or grabbing a midnight snack, and it … [Read more...]

Filed Under: Real Estate Tagged With: Homeownership, Organize, Quick Home Projects

Bob Ramalho January 6, 2022

The Top Signs Of Readiness To Own A Home

One of the top ways to build wealth is to own a home; however, it can be challenging to qualify for a home loan. Not everyone has the finances to maintain a house, and some people might not be ready to settle down for a prolonged amount of time. Therefore, everyone has to think carefully before deciding homeownership is the right move. What are the top signs that someone is ready to be a homeowner?  There Is Enough Money for a Down Payment One of the top signs that someone is ready to be a … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Homeownership, Stability

Bob Ramalho January 4, 2022

How Can Parents Help Their Children Buy A Home?

One of the most common dreams is homeownership; however, the cost of buying a house is rising quickly, and many children cannot afford to buy a house even after they finish school. They might be encumbered with student loans, and they could have a difficult time finding a job. Fortunately, there are ways parents can help their adult children buy a home. Help Children Build A Healthy Credit History As Early As Possible One of the biggest factors involved in an application for a home loan is the … [Read more...]

Filed Under: Real Estate Tagged With: First Time Home Buyer, Homeownership, New Home

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