Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 5, 2024

Tax Benefits and Deductions for Homeowners

Owning a home isn’t just a significant milestone—it can also bring a variety of financial perks, especially when it comes to taxes. Many homeowners are eligible for tax deductions and credits that can make a big difference when filing their taxes. These benefits can help reduce your taxable income, saving you money. Here’s a breakdown of the tax advantages that come with homeownership. 1. Mortgage Interest Deduction One of the most significant tax benefits of homeownership is … [Read more...]

Filed Under: Taxes Tagged With: Homeownership, Property Tax Deduction , Tax Benefits

Bob Ramalho August 1, 2024

Strategies to Make Homeownership Accessible for All

In today's real estate market, the dream of owning a home can seem out of reach for many. However, various affordable housing initiatives are making homeownership more accessible. As a real estate agent, I want to share some strategies and programs designed to help you achieve your dream of owning a home. Understanding Affordable Housing Firstly, it's important to understand what affordable housing means. Affordable housing refers to housing units that are affordable to individuals or families … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Affordable Housing, Homeownership, Housing Programs

Bob Ramalho July 31, 2024

How to Transition from Renting to Homeownership

Transitioning from renting to homeownership is an exciting and significant milestone in anyone's life. This journey, while thrilling, can also be filled with questions and uncertainties. As your trusted real estate agent, I am here to guide you through this process, ensuring a smooth and successful transition. We will discuss the steps you need to take to move from being a renter to a proud homeowner. Assess Your Financial Readiness First and foremost, evaluate your financial situation. Owning a … [Read more...]

Filed Under: Home Buyer Tips Tagged With: First Time Homebuyer, Homeownership, Real Estate

Bob Ramalho July 19, 2024

Top Surprises When Becoming a New Homeowner

Talk to any homeowner, and they’ll probably tell you how excited they were when they first bought their home. After living there for a while, they're likely to share some unexpected experiences — both pleasant and challenging. From embracing the freedom of owning their property and building memories to facing unexpected costs and endless maintenance tasks, homeownership is full of surprises. Here are some top surprises to expect: 1. The Amount of Maintenance RequiredThe most common … [Read more...]

Filed Under: Real Estate Tagged With: First Time Homebuyer, Homeownership

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Londonderry, NH 03053

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