Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 11, 2025

Honoring Veterans Day, and the Gift of Home

Today, we honor the brave men and women who have served our country with courage, strength, and selflessness. Your service allows us to enjoy the freedoms that make home and community possible. As a real estate professional, I am especially grateful for the role homeownership plays in the lives of veterans and their families. Owning a home is more than just having a place to live, it represents stability, pride, and belonging. The VA home loan program makes this dream more attainable, offering … [Read more...]

Filed Under: Real Estate Tagged With: Homeownership, Real Estate, Veterans Day

Bob Ramalho August 26, 2025

Why Some Homeowners Move Often While Others Stay Forever

A forever home is often imagined as the place you will live for decades. It is where families grow, memories are created, and life milestones are celebrated. For some people, this vision becomes reality. For others, the thought of staying in one place for life feels restrictive. Instead, they move every five to seven years, searching for new opportunities and experiences. So why do some homeowners stay forever while others are constantly on the move? Personality Shapes Housing ChoicesPersonality … [Read more...]

Filed Under: Real Estate Tagged With: Forever Home, Homeownership, Lifestyle Choices

Bob Ramalho March 11, 2025

Millennials and the Pursuit of Homeownership

With rapid technological advancements and shifting societal norms, millennials find themselves facing a unique set of challenges and opportunities when it comes to securing a mortgage. The journey toward homeownership for this generation is a multifaceted one, influenced by factors ranging from soaring student loan debt to evolving housing preferences. The Student Loan Conundrum: One of the primary obstacles that millennials face when considering homeownership is the burden of student loan debt. … [Read more...]

Filed Under: Homeowner Tips Tagged With: Homeownership, Millennials, Real Estate Goals

Bob Ramalho February 17, 2025

Presidents’ Day and the American Dream of Homeownership

Presidents’ Day is a time to reflect on leadership, vision, and the pursuit of big goals. Throughout history, homeownership has been a key part of the American Dream, a foundation for stability, growth, and opportunity.If owning a home is one of your goals this year, now is a great time to start planning. Market conditions, loan options, and expert guidance can all help make your journey easier. Whether you’re buying your first home, upgrading to a new space, or refinancing for … [Read more...]

Filed Under: Holidays Tagged With: AmericanDream, Homeownership, PresidentsDay

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