Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 2, 2023 Leave a Comment

How to Go From Renting to Owning a Home

Going from renting to owning a home can be a significant financial and personal milestone, but it requires careful planning and preparation. Here are some steps to take to make the transition from renting to owning: Determine your budget: Calculate your current expenses and income to determine how much you can afford to spend on a home. Consider factors such as down payment, closing costs, monthly mortgage payments, property taxes, and homeowner's insurance. Save for a down payment: A down … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Home Mortgage, Home Ownership, Renting vs Buying

Bob Ramalho May 30, 2019

Loan Servicing Companies

What happens when you suddenly get a notice to pay your mortgage to a company you may have never heard of? How do you determine if this is a legitimate request or a scam? A borrower may get a written notice or an email that their mortgage sold to another entity or that a new loan servicing company will now be collecting the mortgage payments. The borrower needs to exercise extreme caution before just sending in a payment to the new company. It is prudent to double check to see if the … [Read more...]

Filed Under: Real Estate Tagged With: Financing, Home Mortgage, Real Estate

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