Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho February 24, 2016

Help Available To Struggling Homeowners Set To End In 2016

Many homeowners are struggling to keep up with their mortgage payments on a monthly basis, and it can often seem like there are limited options for remedying the situation. If you haven't heard of HARP refinancing and you're a homeowner who's looking for a lower interest rate, this may be the right solution to your payment woes. Instead of letting the opportunity blow by, here's all you need to know before this option ends in 2016. The Details On HARP Refinancing Known as HARP, the Home … [Read more...]

Filed Under: Home Financing Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

Bob Ramalho February 23, 2016

Ready to Move in to Your New Home? Not So Fast! Take Care of These 3 Items Before the Big Move

With the excitement involved in moving into a new home and all of the things that need to be done, it can be easy to forget a few important things before you load up the moving van. If the day of departure is drawing closer and you're mulling over the final details, here are some items you may want to check off the list first. Install A New Lock One of the most important aspects of home ownership is the feeling of security it automatically provides, so you'll want to change out the locks on the … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving Tips

Bob Ramalho February 22, 2016

What’s Ahead For Mortgage Rates This Week – February 22, 2016

Last week's economic news included the NAHB Housing Market Index, Commerce Department releases on housing starts and building permits and minutes of the most recent meeting of the Fed's FOMC meeting. Home Builder Confidence Falls in February According to the National Association of Home Builders (NAHB), home builders had less confidence in market conditions for newly built homes. The reading for February was three points lower at 58 than the upwardly adjusted reading for January. Analysts had … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, FOMC, Mortgage Rates

Bob Ramalho May 8, 2015

Real Estate Roundup: The Top 5 Apps to Use When Buying or Selling a Home

Whether you are buying property, selling property or both, the process can be challenging, stressful and even overwhelming at times. Just as you may use various mobile apps to streamline and simplify other aspects of your life, you can also use some well-designed apps to improve your overall experience when you are buying or selling property. These are some of the best apps for you to use as you move forward with your real estate plans. iBank This app is not free for you to download, but … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Homeowner Tips, Real Estate Tips

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