Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho August 8, 2016

What’s Ahead For Mortgage Rates This Week – August 8, 2016

Last week's economic reports included construction spending, personal income, and multiple reports on employment. Freddie Mac's mortgage rates survey and new jobless claims were also released. Construction Spending Dips in June According to the Commerce Department, construction spending fell in June to -0.60 percent as compared to expectations of an increase of 0.50 percent and May's reading of -0.10 percent. Spending was even across public and private construction spending. The Commerce … [Read more...]

Filed Under: Mortgage Rates Tagged With: Jobless Claims, Mortgage Rates

Bob Ramalho August 5, 2016

Selling Your Home? Here’s Why You’ll Want to Keep Your Emotions out of It

Selling your home can be an extremely emotional process, but it's important that you don't let your emotions get the best of you. Learn which common mistakes emotional sellers make when selling their home so that you can identify them during your own sale and overcome them before it's too late. Price Paralysis You love your home, you know the value it provides to its owner, and you think it's special compared to other houses on the market... and that it should be priced as such! Be wary of this … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Tips, Selling A Home

Bob Ramalho August 4, 2016

5 Tips to Make Moving With Kids Easier

Sometimes a move is unavoidable, regardless of how much you or your kids' would rather stay in your current home. If your young ones are not looking forward to a change in scenery, here are a few tips to help them make a smoother transition into their new home. 1. Involve Them Involving your children in the moving process will not only help them to better understand the move, it will also make them feel as though they are more in control of the situation. By taking them to open houses they'll … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving

Bob Ramalho August 3, 2016

4 Tips For Negotiating a Better Rental Agreement

Renting is hard. It's easy to get lost in the length and language of rental agreements, but it's important not to get discouraged when that happens. Rental agreements are fundamental documents that lay out the details of your tenancy, so when you're ready to negotiate their terms, give them the attention they deserve with the help of these tips. Research the Property Like prepping for a job interview, make sure you know about the property you're negotiating. Research the market so you know a … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Real Estate Tips

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Recent Articles

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