Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho December 5, 2016

What’s Ahead For Mortgage Rates This Week – December 5, 2016

Last week's economic news was plentiful with releases on Case-Shiller Home Price Indices and pending home sales. Readings on government and private sector jobs created, the national unemployment rate and weekly readings on new jobless claims and Freddie Mac's mortgage rates survey were also released. Case-Shiller: Western Cities Dominate Home Price Growth Case-Shiller's 20-City Home Price Index reported that Seattle Washington topped year-over-year home price growth with an increase of 11.00 … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho December 2, 2016

Home Equity Tips: 3 Upgrades That Will Make Your House Worth More When You Sell

It's likely that your house is your biggest asset, so when it comes time to sell it you'll want to do everything you can to maximize your profit. Good news the value of your home isn't solely determined by the market, there are several ways in which you can increase its value by making upgrades before listing. Let's take a look at 3 top upgrades that will make your house worth more when you sell. 1. Make It Profitable Not surprisingly, the number one way in which you can increase the value of … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Upgrades and Renovations

Bob Ramalho December 1, 2016

Case-Shiller: Home Price Growth Mixed for September

September's 20-City Housing Market Index from Case-Shiller showed signs that rapidly rising home prices in some metro areas may be losing momentum. San Francisco, California, posted a month-to-month reading of -0.40 percent and a year-over-year reading of 5.70 percent. Home prices stayed flat in Seattle Washington from August to September, but posted the highest home price gain of 11.00 percent year-over-year. Slowing home price growth in high-demand areas suggest that affordability concerns are … [Read more...]

Filed Under: Housing Market Tagged With: Housing Market

Bob Ramalho November 30, 2016

First-time Home Buyers: Here’s a Quick and Easy Guide to Your First Mortgage

Delving into the real estate market for the first time can be a very intimidating thing with all of the mortgage and housing options available. Whether it's market conditions or the amount you should be spending, there are a number of factors you'll need to be aware of. If you're just starting out and not sure where to begin, here are some points to consider that will set you on the right path. Is It The Right Time To Buy? Many people try to time the market, but the right time to buy a home is … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

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