Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho February 3, 2017

5 Home Maintenance Chores That You Can’t Forget to Take Care of This Winter

Winter may be a time for nesting until the cold weather abates, but there are a number of important tasks that a homeowner should be sure to do during the winter months. If you're readying for the slow season or wondering what you might have forgotten, here are some things you'll want to check off your to-do list. A New Coat Of Paint Getting out the paint may seem like a sizeable task, but any peeling paint is going to be adversely affected by the cooler temperatures of fall and winter. While … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Maintenance, Homeowner Tips

Bob Ramalho February 2, 2017

The First-Time Home Buyer’s Guide to Getting the Best Possible Mortgage Rate

Whether they're found online or heard from family and friends, there are so many mortgage tips out there that it can be hard to know exactly how to proceed. But, if you're new to the market, there are a few surefire things you can do to get a mortgage rate you'll feel good about. For some of the best tips on getting a great loan, look no further than the following. Know Your Credit History It's a simple fact that one of the most important factors in your mortgage application is your credit … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

Bob Ramalho February 1, 2017

Case-Shiller: Home Price Growth Continues

November home prices grew by 5.60 percent year-over-year on a seasonally adjusted basis according to Case-Shiller's reading on National Home Prices. National average home prices rose 0.80 percent from October to November. Case-Shiller's 20-City home price index revealed that the West and Mountain regions continue to hold the top three growth rates for home prices. Seattle posted a seasonally adjusted growth rate of 10.40 percent which was closely followed by Portland, Oregon's year-over year … [Read more...]

Filed Under: Home Mortgage Tagged With: Case Schiller

Bob Ramalho January 31, 2017

Thinking About Buying a ‘Fixer Upper’? Here’s What You Need to Know

With all of the home renovation and fixer-upper shows on television, the idea of completely renovating and re-doing an old home can seem like an enticing premise. Unfortunately, investing in the wrong fixer-upper can mean an awful lot of expenditure without the added financial rewards. Whether you're considering investing down the road or are ready to dive in, here are a few things to consider first. How Much Do You Want To Spend? It's easy to be swept away by possibility, but before making an … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Upgrades and Renovations

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