Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho June 5, 2017

What’s Ahead For Mortgage Rates This Week – June 5, 2017

Last week's economic releases included readings on inflation, core inflation pending home sales and multiple reports from the labor sector. Weekly readings on mortgage rates and new jobless claims were also released. Pending home sales were lower and weekly jobless claims rose, which illustrates continued volatility in the economic sector. Inflation rose 0.40 percent in April, which matched projections and exceeded April's reading of 0.30 percent. Core inflation, which excludes volatile food and … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho June 2, 2017

To Paint or Not to Paint Before Selling Your Home, That Is the Question. Here Are Some Answers!

If you're planning some renovations before you sell your home, you're probably trying to determine what will boost its value best so you can get out the money you're putting in. Pulling out the paint for some touch-ups may be one of the most common things you'll hear about, but before taking on such a sizeable job, it's worth considering the needs of your home and what you'll have the ability to do before it goes on the market. The State Of Your Paint To brighten a room and instantly improve … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Upgrades and Renovations

Bob Ramalho June 1, 2017

3 Ways to Earn Some Spare Cash to Help Pay Your Mortgage Down Faster

A mortgage is one of the most expensive purchases you'll make in your life, and for many, the idea of being indebted to it for years can seem like quite a burden. However, while you won't necessarily be able to pay off your home with instant savings, there are ways that you can pay it down more quickly. If you're wondering how to drum up some extra money for your mortgage, you may want to consider the following options. Refinance Your Mortgage One of the best ways to get a hold of extra funds is … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Bob Ramalho May 31, 2017

Fore! Understanding the Pros and Cons of Buying a Home on a Golf Course

With the popularity of living in high style, many people are considering life along the golf course as a way to get in the game and dwell in a picturesque place. While there are many benefits to this kind of living, there are also a number of drawbacks to consider before investing. If you're wondering whether or not a home on the green is a possibility for you, here are some things you'll want to consider before making the big purchase. Close To The Course If you happen to love the game and are … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

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