Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho October 9, 2017

What’s Ahead For Mortgage Rates This Week – October 9, 2017

Fixed mortgage rates rose by two basis points last week as the average rate for a 5/1 adjustable rate mortgage dropped by two basis points.  Construction spending returned to positive territory, but job growth dropped in public and private sectors. National unemployment was lower. Construction Spending Rises in August Builders increased construction spending in August after July's reading dipped lower than June's reading. Construction spending rose by 0.50 percent in August, which exceeded … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho October 6, 2017

Brighten up Your House With These Autumn-inspired Home Decor Ideas

The kids are heading back to school, the leaves are starting to turn and the weather is getting cooler. Yes, autumn has arrived, but the end of summer does not mean that your home décor has to suffer. Let's take a look at a few ways that you can brighten up your home and give it that warm, autumn feeling. Start With Oranges, Yellows And Light Browns A quick walk through your local neighborhood will offer a good sense of the color palette that you should be using in your décor … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho October 5, 2017

The Easy 3-Step Guide to Get Started With Real Estate Investing

Are you interested in expanding your investment portfolio with hard, long-term assets that are almost certain to grow in value? If so, you will want to consider investing in real estate. Let's take a look at how you can get started with real estate investing in just three easy steps. Start By Budgeting Your Time And Money Real estate investing is just that – investing! Moreover, this, of course, means that you'll need to commit both money and time to see results. The great news is that if … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Investing

Bob Ramalho October 4, 2017

Pay Your Mortgage Off Faster With These Money-Smart Strategies

As with any loan or line of credit, there are benefits to getting your mortgage paid down. You'll pay less in interest, potentially saving thousands over the repayment period. Moreover, you'll own your home outright that much quicker. Let's explore four money-smart strategies that will help you to pay your mortgage off faster. Start With The Obvious And Increase Your Payments It won't come as a surprise that one of the easiest ways to get your mortgage paid off is to increase the amount you put … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

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