Most people make a number of home upgrades when the time comes to put their home on the market. This can include minor fix-ups or significant improvements that come with a high cost. However, it's important to determine what will improve the value of your home and what renovations you can ignore before you move forward with any updates. If you're wondering how to plan for your renovations, here are three things to ponder before getting started. Make (And Stick!) To A Budget If there's a certain … [Read more...]
Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How
It may feel like a daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market. Wait It Out It might not be what you want to hear, but you'll have to wait before … [Read more...]
What’s Ahead For Mortgage Rates This Week – July 10, 2017
Last week's economic reports suggested that demand for homes is rising despite a jump in mortgage rates and rising home prices fueled by low inventories of homes for sale. Demand for homes rose by 1.40 percent as interest rates jumped after the 10-year Treasury rate rose by 10 basis points. Construction spending was unchanged in May as compared to a -0.70 percent reading in April. Although builders express high confidence in housing market conditions, construction spending continued to lag … [Read more...]
Buying a Home for the First Time? Five Real Estate Terms You’ll Need to Know
The terminology involved in the real estate market can be vexing for the newcomer, but if you're getting prepared to buy a home, there are a few choice words you should take some time to learn. While it's hard to learn the ins and outs in one article, here's a place to begin with five terms you may be hearing a lot of in the future. Amortization Period It may sound like a very fancy term, but the amortization period or mortgage term is simply the length of time it will take you to pay off your … [Read more...]
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