Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho July 22, 2019

What’s Ahead For Mortgage Rates This Week – July 22nd, 2019

Last week's economic reporting included readings from the National Association of Home Builders Housing Market Index, Commerce Department reports on housing starts and building permits issued. The University of Michigan consumer sentiment index was also released. Weekly readings on mortgage rates and new jobless claims were also reported. NAHB: Builder Confidence Rises as Housing Starts Slip Home builder confidence in current market conditions rose one point to an index reading of 65 in June. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

Bob Ramalho July 19, 2019

Pros And Cons Of Installing A Pet Door

If you've just moved into your new home and you have a pet, you may be thinking of installing a pet door. A pet door is a permanent door feature that is cut into the bottom third of an entry door. Before making a permanent alteration to your door, consider the pros and cons of installing a pet door.  Pro: Your Pet Can Come And Go As Needed A pet door could cut down on indoor pet accidents if that's a problem you've had to deal with in the past. This is especially convenient if you get home … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Pets, Real Estate

Bob Ramalho July 18, 2019

The Monopoly Technique – How To Build Value By Acquiring Adjacent Properties

Have you ever played the classic board game called Monopoly? The object of the game is to collect all the properties until one winner bankrupts all the other players. The other part of the game is that accumulating properties adjacent to each other increases the value of the individual properties. When a player acquires all the properties of the same color (two or three), then the rents go up and property development can begin. The Monopoly Game In Real Life The same basic principles sometimes … [Read more...]

Filed Under: Real Estate Tagged With: Investment Property, Market Trends, Real Estate

Bob Ramalho July 17, 2019

NAHB: Housing Market Index Rises 1 Point in July

Home Builder sentiment rose one point in July according to the National Association of Home Builders Housing Market Index. 2019 builder confidence in housing market condition continued to fall short of 2018 levels. July's Housing Market Index reading of 65 was one point higher than June's reading. Component readings also rose one point each. Builder confidence in current housing market conditions rose to 72; the reading for builder confidence in market conditions for the next six months rose to … [Read more...]

Filed Under: Market Outlook Tagged With: Market Conditions, Market Outlook, NAHB

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