When preparing to sell your home, one critical decision you’ll face is whether to sell it as-is or invest time and money into repairs and updates. The right choice depends on your unique situation, but understanding the implications of each approach can help you make an informed decision. The Current Market Landscape According to a study by the National Association of Realtors (NAR), 61% of home sellers completed at least minor repairs before listing their property. On the other hand, 39% … [Read more...]
Top 5 Tips to Efficiently Conserve Heat in Cooler Weather
As the temperatures drop, keeping your home warm without drastically increasing your energy costs is a priority for many homeowners. Fortunately, there are simple yet effective strategies that can help you conserve heat while enhancing your home’s energy efficiency. By following these tips, you can maintain a comfortable indoor temperature, reduce your heating bills, and do your part to minimize your environmental impact. 1. Seal Doors and Windows One of the easiest and most effective ways … [Read more...]
What’s Ahead For Mortgage Rates This Week – December 9th, 2024
With the CPI and PPI scheduled for release in the upcoming week, the previous week was lightly peppered with a small amount of impactful financial data releases. The highlight was the S&P Manufacturing PMI, which reported final numbers for the year showing better-than-expected improvements in the manufacturing sector. Unemployment data also aligned with expectations, reinforcing the likelihood of a Federal Reserve rate cut remaining on track. Lastly, the Consumer Credit Report had the … [Read more...]
Steps to Prepare for Future Real Estate Purchases
As the year comes to a close, it’s the ideal time to take a step back and assess your financial situation, especially if you're planning to buy real estate in the coming year. Whether you're a first-time homebuyer, looking for an investment property, or aiming to upgrade, being financially prepared can make all the difference. 1. Review Your Credit Score Your credit score is a key factor in determining whether you’ll be approved for financing and what kind of interest rate you will … [Read more...]
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