Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho June 22, 2020

What’s Ahead For Mortgage Rates This Week – June 22, 2020

Last week’s scheduled economic reporting included readings on U.S. Housing markets, housing starts, and building permits issued. Weekly reports on new and continuing jobless claims and mortgage rates were also released. NAHB: Builder Confidence in Housing Market Recovers in June Analysts cited slim supplies of available homes, tight housing markets, and low mortgage rates as drivers of new home sales. Builder confidence in current housing market conditions rose 21 points to an index … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Mortgage Rates, Unemployment

Bob Ramalho June 19, 2020

What Does It Mean To Have A Cash Buyer?

Every now and then when a person is selling their home, a cash buyer comes into the equation. If you have listed your home for sale and your real estate agent has informed you that a cash buyer is interested, you will want to understand how this affects the potential sale.  What Is A Cash Buyer? A cash buyer is a buyer who will not be applying for a loan to buy your house. They already have the financial resources available to make the purchase without external loans. Cash buyers do not … [Read more...]

Filed Under: Real Estate Tagged With: Cash Buyer, Home Buyer, Real Estate

Bob Ramalho June 18, 2020

How To Keep Your Pet Safe When Moving

Moving with pets can be strenuous, especially for the pet. Oftentimes pets might even go missing on moving day or shortly before or after. Many pets, such as dogs and cats, are sensitive and acutely aware of when big changes are taking place within the home. They might even sense the need to escape the source of stress by running away. Here are a few safety tips for moving with your pet. On Moving Day While movers are busy moving furniture and boxes, frightened cats or dogs might run out the … [Read more...]

Filed Under: Real Estate Tagged With: Moving Pets, Pet Safety, Real Estate

Bob Ramalho June 17, 2020

Should You Buy A Fixer Upper?

If you've expressed any interest in buying a home that you can work on, your real estate agent may present you with one or two fixer upper properties for your consideration. Fixer upper homes can offer good value for certain kinds of homebuyers. But not everyone should buy a fixer upper. Here are some considerations to keep in mind. There May Be Unforeseen Conditions Until you actually get in there and start renovating, you cannot know exactly what is behind those walls. Fixer uppers could have … [Read more...]

Filed Under: Real Estate Tagged With: Construction Loans, Fixer-Upper, Real Estate

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