Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho August 21, 2020

Comparing An Online And Offline Home Loan Application

The internet has changed how many people shop for a home and one of the most important issues that people will face is whether to fill out a home loan application online or offline. While there is something to be said for going to the loan officer in person and filling out the application with the help of a professional, some people might find the online option to be more convenient. With this in mind, it is important to compare some of the ways in which an online versus an offline home … [Read more...]

Filed Under: Real Estate Tagged With: Applications, Real Estate, Real Estate Tips

Bob Ramalho August 20, 2020

The Home Buyer Assistance Program Provides Assistance To Local First-Time Homebuyers

Recently, the local region’s subcommittee held a meeting using videoconferencing and discussed a new version Home Buyer Assistance Program. The Home Buyer Assistance Program has been designed to help first-time homebuyers by providing a down payment of up to $25,000. The funding for the Home Buyer Assistance Program is going to come from the city’s reparations fund. The local city council agreed to deposit up to $10 million in tax revenue from the city into this fund. It appears that … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Home buyer Assistance, Mortgage

Bob Ramalho August 19, 2020

Former Smoker? A Quick Guide on Getting Rid of Smoke Smells and Paint Stains Before a Home Sale

those interested in making their home an attractive option for buyers. Nowhere is this more evident than for homeowners who were former smokers. While it's truly commendable to quit smoking, removing the smell of smoke from a home can feel like an impossible task. With that in mind, here are some of the most effective ways to make smoke smell and paint stain removal as effortless as possible. Make Preparations Beforehand Cigarette smoke has a nasty habit of permeating through every facet of a … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Sales, Selling A Home, Staging

Bob Ramalho August 18, 2020

Stop The Rot: The Easy Guide To Preventing Dry Rot In Your Home

Did you know that dry rot is ironically created from having too much moisture come in contact with wood? The fact is many homeowners are unaware that dry rot is even setting in, so the first step toward prevention is being able to diagnose possible areas of exposure before dry rot becomes a major renovation expense. Remember that dry rot to your foundation can be an extremely costly repair and will definitely figure prominently into the total value of your property when a house inspection is … [Read more...]

Filed Under: Real Estate Tagged With: Home Tips, Real Estate, Real Estate Tips

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