Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho March 24, 2021

Understanding The Difference Between A Co-Borrower And A Co-Signer: What Do They Mean?

There is a lot of jargon that comes with purchasing a home. Even though this could be confusing, purchasing a home is also a significant decision. Therefore, it is critical for everyone to understand exactly what they are signing before they scribble their name on the dotted line. In some cases, a co-borrower or a co-signer (also called a non-occupying co-borrower) could be needed to strengthen the application. What is the difference between these two terms?  What Is A Co-Borrower? First, a … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Co-Borrower, Co-Signer, Mortgage Explained

Bob Ramalho March 23, 2021

Why Professionally Shot Aerial Photos and Videos Can Help You Sell Your Home

Today's home buyers are savvier about their buying options than ever before. They are able to research prices, browse listings, and investigate other important factors before even making the first call to a real estate agent. So professional photography and video can make the difference between your home getting a second look or getting skipped. In today's blog post we'll explore how professionally-shot aerial photos and videos can help you get your home sold that much quicker. Buyers Love … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Staging

Bob Ramalho March 22, 2021

What’s Ahead For Mortgage Rates This Week – March 22, 2021

Last week’s economic reports included readings from the National Association of Home Builders on housing markets and Commerce Department data on housing starts and building permits issued. Weekly reports on mortgage rates and jobless claims were also released. NAHB: Builder Confidence Slips as Materials Costs Rise The National Association of Home Builders reported that its Housing Market Index fell to an index reading of 82 in March as compared to February’s index reading of … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Reports, Jobless Claims

Bob Ramalho March 19, 2021

In Less Than An Hour A Day, A Home Can Be Organized Quickly

Organizing a home seems like a significant challenge. Fortunately, there are easier ways to make this happen. In less than an hour per day, it is possible to organize a home from top to bottom. Getting these unnecessary items out of the way might even prevent people from stubbing their toes! How can this be possible?  Start Getting Rid Of Unnecessary Items Start by creating two boxes. The first box should have the word “donate” written on it. The second box should have the … [Read more...]

Filed Under: Real Estate Tips Tagged With: Declutter, Organize, Real Estate Tips

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Recent Articles

  • What is a Pocket Listing?
  • Why You Should Think Like a Seller When Buying a Home
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  • Getting Approval for a Short Sale
  • What’s Ahead For Mortgage Rates This Week – June 2nd, 2025
  • How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details
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