Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho July 30, 2025

How Earnest Money Protects Both Buyers and Sellers

What Is Earnest Money?Earnest money is a good faith deposit that a buyer submits shortly after their offer on a home is accepted. It is typically held in an escrow account by a third party, such as a title company or real estate brokerage, until the transaction is complete. This deposit shows the seller that the buyer is serious and financially prepared to proceed with the purchase. The amount of earnest money can vary depending on the market and the price of the home, but it generally ranges … [Read more...]

Filed Under: Real Estate Tips Tagged With: Earnest Money, Good Faith Deposit, Real Estate Tips

Bob Ramalho July 29, 2025

The Most Important Rooms to Focus on When Buying a Home

When searching for a new home, buyers often get caught up in curb appeal, square footage, or how recently the roof was replaced. While those details are certainly important, focusing on the most impactful rooms inside the home can help determine whether a property will truly meet your needs and lifestyle. Here are the key rooms to evaluate carefully when buying a home. The Kitchen: The Heart of the HomeFor many buyers, the kitchen is the most important room in the house. It is not only where … [Read more...]

Filed Under: Real Estate Trends Tagged With: Kitchen Matters, Primary Bedroom, Real Estate Tips

Bob Ramalho July 28, 2025

What’s Ahead For Mortgage Rates This Week – July 28th, 2025

Very little was released this week due to the major inflation data releases from the previous week. The Leading Economic Index was the most significant—and only—impactful release this week, showing a further decline in overall sentiment about the current economic situation. The majority of the decline was largely driven by expectations for business conditions. The decline was faster than expected, enough to warrant continued monitoring of the Leading Economic Index going forward. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho July 25, 2025

How to Spot a Great Deal in Real Estate

The first step to spotting a great deal in real estate is to understand the current market conditions. Is it a buyer's market with plenty of inventory and lower prices, or a seller's market, where competition is high and prices rise quickly? Knowing the market type helps you identify opportunities. In a buyer's market, you might find undervalued homes or motivated sellers. In a seller's market, great deals might be rare but still possible with the right strategy. Compare Comparable … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buying Tips, Property Deals, Real Estate

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Recent Articles

  • How to Read and Understand Your Home Purchase Agreement
  • What Every Buyer Needs to Know About Earnest Money Deposits
  • What’s Ahead For Mortgage Rates This Week – September 29th, 2025
  • What Is More Important, the Home or the Neighborhood?
  • How to Tell If a Seller Is Desperate to Sell and Use It to Your Advantage
  • Turning Tiny Homes into Big Opportunities
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Londonderry, NH 03053

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