Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 2, 2020

Buying A Home With Cash Versus Low Interest Rate Mortgages

The real estate market has been in flux during the past few months. As a result, this could be a great time to both buy and sell a home. This is because mortgage rates are attractive for borrowers right now. With so many people who are looking to buy a home, is likely the people selling a home are going to receive multiple offers. On the other hand, given what the mortgage market looks like right now, borrowers also have attractive options. As a result, many people are wondering if they should … [Read more...]

Filed Under: Real Estate Tagged With: Buying A Home, Interest Rates, Low Rates

Bob Ramalho September 24, 2020

Should Homeowners Refinance?

Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate. This could shorten the time span of a long time and reduce monthly payments, or save money on the total cost of the home. At the same time, refinancing is not right for everyone. How can homeowners determine if refinancing is right for them?  Do … [Read more...]

Filed Under: Real Estate Tagged With: Home Refinance, Real Estate Tips, Refinancing

Bob Ramalho September 18, 2020

Three Do-It-Yourself Seasonal Home Improvement Projects

Owning a home comes with a lot of joy and responsibility. Many homeowners are looking for improvement projects that they can do themselves. There are a few options that rise to the surface. Take a look at some of the fun projects that most homeowners can do at home! Perform Routine Maintenance on the HVAC System One of the top projects that homeowners can perform involves routine HVAC maintenance. In order to make sure the HVAC system is running appropriately, it is important to service it … [Read more...]

Filed Under: Real Estate Tagged With: Do It Yourself, Home Improvement, Real Estate

Bob Ramalho September 16, 2020

How To Find The Right Color Combination For Your Home

There are lots of decisions that people have to make when it comes to the decorating scheme of their home. One of the key decisions that homeowners face involves the color scheme. Some people are afraid to talk about their color schemes for fear of making the wrong decision; however, the only way to make the right decision when it comes to the colors in the home is to discuss the situation. Have no fear because there are a few steps that all homeowners can take to make sure they nail their … [Read more...]

Filed Under: Real Estate Tagged With: Home Colors, Real Estate, Remodel

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