Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 15, 2024

Understanding Foreclosure and How to Avoid It

As a homeowner, the thought of foreclosure can be daunting. Understanding what foreclosure is and how to prevent it can provide peace of mind and safeguard your investment. What is Foreclosure? Foreclosure is a legal process where a lender attempts to recover the balance of a loan from a borrower who has stopped making payments. The lender forces the sale of the asset used as collateral for the loan—in this case, your home. How Does Foreclosure Work? The foreclosure process typically … [Read more...]

Filed Under: Foreclosure Tagged With: Foreclosure, Foreclosure Prevention, Homeowner Advice 

Bob Ramalho April 26, 2019

Pros And Cons Of Buying A Foreclosure

When a homeowner stops making regular mortgage payments, the bank can foreclose on the property. This means that the bank takes possession of the property in an attempt to recover the debt the homeowner owes. In some cases, the bank may try to recover this debt by selling the property at auction. In other cases, the bank will simply list the foreclosed home for sale. Choosing to purchase a foreclosed home has both advantages and disadvantages for the buyer. Weighing these advantages and … [Read more...]

Filed Under: Foreclosure Tagged With: Foreclosure, Mortgage, Pre-Approval

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