Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 18, 2016

What’s Ahead For Mortgage Rates This Week – April 18, 2016

Last week's scheduled economic releases included reports on retail sales, inflation and the Federal Reserve's Beige Book report. Weekly reports on mortgage rates and new jobless claims were also released. The Consumer Financial Protection Bureau announced a limited program for reducing principal on eligible mortgages held by Fannie Mae and Freddie Mac. This program is intended to resolve remaining "underwater" mortgages on homes worth less than their current mortgage amounts. Retail Sales Fall, … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Reports, Mortgage Rates

Bob Ramalho April 15, 2016

2016 Kitchen Decor Trends to Inspire Your Renovations

A kitchen upgrade may seem like the sort of renovation that will cost a pretty penny, but there are a lot of funky things you can do that will add an easy accent and make for a current look. If you're planning some home improvements in 2016, here are some upcoming trends you may want to try out. Cue The Contrasting Cabinets It can be a major undertaking to change the style of your kitchen cabinets, and that's probably why many people are considering a little switch instead of a major upheaval. … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Upgrades, Kitchen Decor

Bob Ramalho April 14, 2016

5 Documents First-time Home-buyers Need for a Smoother Purchasing Process

With all the work that goes into finding the kind of home you'll want to put an offer on, it can be easy to forget about all the little things that happen after the deal has been made. While the paperwork involved in purchasing may seem like a long way off, here's a quick review of some of the documents you'll need when the time comes to seal the deal. Your Credit Report It's important to review your credit before putting an offer in, so ensure that you request your credit report in advance and … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Documents, Home Buyer Tips

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