Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 31, 2016

Understanding Mortgage Tax Benefits and How They Save You Money in the Long Run

If you're considering whether home ownership is the right decision for you, there are lots of different factors you'll want to take into account. Do you want to keep moving around, or are you ready to lay down roots in a community? Are you prepared for the additional upkeep that home ownership requires? But one of the big factors in home ownership that few potential buyers consider is the tax benefits of getting a mortgage. Although it may seem counterintuitive, getting a mortgage on a property … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Tax Benefits, Mortgage Taxes

Bob Ramalho March 30, 2016

Case-Shiller Report Shows Home Prices Rose in January

Home prices were 5.70 percent higher year-over-year in January according to S&P Case-Shiller's 20-City Home Price Index. Top year-over-year gains were posted by Portland, Oregon at 11.80 percent, San Francisco, California at 10.80 percent and Seattle Washington posted a year-over-year gain of 10.70 percent. Denver, Colorado, which had top gains in recent months, posted year-over-year home price growth of 10.20 percent. Lowest year over-year gains for January were posted by Chicago, Illinois … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Home Prices, Pending Home Sales

Bob Ramalho March 29, 2016

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

Credit is of considerable concern when it comes to buying a home, but if you're on the market for a new place in the next few months there may be some timely news that applies to you. If you haven't heard about the changes to the Federal Housing Administration's (FHA) credit score minimum, here's some information on the recent reduction and how it may impact your home purchase. Information On The FHA Started in 1934, the FHA is the organization responsible for insuring the loans that are … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

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